Summary Plan Document (SPD) Library

A Summary Plan Description (SPD) is one of the most important documents in the retirement plan ecosystem — and any financial advisor who works with 401(k), 403(b), or other ERISA-governed plans must understand it cold. It’s the legal, operational, and fiduciary blueprint for how a retirement plan actually works.

The Institute maintains a library of over 1,000 plan documents and IRS Form 5500s from leading employers to help advisors better serve their clients.